A study found Vancouver to be the most expensive Canadian city for balancing rent and vacation costs, with renters spending about 33% of income on rent and 69% when adding vacation expenses. Other B.C. cities like Kelowna, Victoria, Kamloops, and Nanaimo also have high combined housing and vacation costs, ranging from 58% to 61% of median income. Many B.C. residents face a "pre-spent paycheque cycle," committing most income before payday.